So now we are in foreclosure. The reality of this hit home, so to speak, one Saturday morning. Our son took the dog out for a morning stroll and came back holding a piece of paper that had been taped on the door. It was our official notification of foreclosure. My partner and I sat at the kitchen table in silence, waiting, I think, for the other to say something to break the tension. Fortunately our son had wandered away, more interested in the talking sports heads than the disaster looming over us.
Finally we started to talk to each other about what we could do. We had two problems, if we planned to stay in the house. Well, three.
- Get the loan caught up.
- Find a way to stay current.
- Find a solution to the flooding problem that caused us to run through all of our reserves in the first place. The two "storms of the century" had flooded all of the bedrooms.
And it was clear that the house needed constant intensive care, more than we could provide. I am useless doing stuff around the house because I have no sense of balance and tire easily (I have MS), and my partner has been abusing her muscles and joints ever since we moved in here fixing things up.
We kept coming to the same conclusion: we were going to have to walk away.
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